Not every fender-bender is just a minor scratch. As you glance at your dented bumper, you might think, “It’s not that bad. It’s just surface-level. I don’t need to worry about it.†But what you don’t see could be more serious than you realize.
Even a low-speed collision, like a 5 mph crash, can exert significant force on your vehicle. This impact can cause hidden damage that affects the structure of your car and may lead to long-term issues—both physically and financially.
What Happens to Your Car?
After an accident, your insurance company might send an adjuster to assess the damage—but often, this is just a quick visual inspection. They may not check for frame damage or structural issues, which can go unnoticed at first.
However, when a professional auto body shop does a more thorough evaluation, they often uncover problems such as:
- Frame cracks or bends
- Misalignment in the chassis
- Paint cracks and dents
- Weakened materials
- Stress points in the body
- Damage to mechanical and electronic systems
If these issues aren’t repaired, they can worsen over time and even compromise your safety on the road.
Physical Effects You Might Not Notice
At the moment of a minor accident, your body releases adrenaline and endorphins, which can mask pain. That means you might not feel anything right away—but later, symptoms can emerge.
Soft tissue injuries, like whiplash, are common and can be hard to detect immediately. Other potential injuries include concussions, which may lead to nausea, blurred vision, dizziness, and headaches hours or days after the incident.
It’s always a good idea to see a doctor after any accident—even if you feel fine. Early detection can prevent long-term complications.
Financial Consequences
If your insurance company discovers extensive damage, they might consider your car to have diminished value. This means they could offer less money for it, as buyers are often hesitant to purchase a vehicle with a history of accidents.
Some insurers might pay you the actual cash value of your car instead of covering repair costs. This amount is based on your car’s pre-accident value and may not cover any remaining loan balance.
So, whenever you receive an estimate from your insurance representative, ask for detailed documentation to understand how they arrived at their number.
Whether you need a simple bumper repair or full-body restoration, DaSilva Auto Body is here to help. Contact our Naugatuck location today to learn more about the services we offer and ensure your vehicle is in the best possible condition.
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